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Subrogation and loss recovery


Festa & Murray are at the forefront of the insurance industry.  We represent insurers and businesses in all aspects of coverage and litigation matters.  Our core focus is representing commercial liability insurers in general, excess, umbrella, automobile, and professional lines.  Our unsurpassed experience includes helping carriers throughout all phases of the insurance and claim life cycle- from offering insight into the initial preparation of the insurance policy language through the pursuit of other carriers for reimbursement / contribution after payment on a claim. 


We proudly offer assistance in analyzing coverage issues, issuing reservation of rights letters, issuing coverage disclaimer letters, and pursuing and defending insurance companies in declaratory judgment actions, including claims of bad faith. 

Many of our corporate and insurance company clients have a national business presence, offering policy coverage across the Southeast, including Alabama and Georgia.  From our offices in Mobile, Alabama, our attorneys have the capacity and resources to advise and represent clients throughout Alabama / Georgia and across the country.


Our insurance coverage expertise lends meaningful insight to our subrogation and loss recovery cases.  This includes cases for reimbursement and/or contribution from other insurers on losses involving multiple carriers with coverage.  The applicable case law precedent sets forth strict requirements that must be complied with in order to properly reserve the right to seek reimbursement and/or contribution. Thus, it is crucial to get an experienced insurance coverage attorney involved early in the life of the claim.  We're happy to review any of these type of claims and/or potential claims and give our insight.


Questions?  Contact Us and schedule a consultation with us today.  

Our Expertise
Businessmen with Umbrellas
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